Welcome to Go Cover Insurance (https://gocoverinsurance.in/). By accessing or using our website, you agree to comply with and be bound by the following Terms and Conditions of use. Please read these terms carefully before using the site.
1. Acceptance of Terms
By browsing, accessing, or utilizing any resources on Go Cover Insurance, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and our Privacy Policy. If you do not agree to these terms, please do not use our website.
2. Nature of Services & Educational Purpose
The content provided on Go Cover Insurance — including articles, comparisons, blog posts, and guides — is for general educational and informational purposes only. While we strive to keep all information updated and accurate, insurance products, terms, underwriting guidelines, and regulatory requirements are subject to periodic changes by insurance companies and the Insurance Regulatory and Development Authority of India (IRDAI).
Go Cover Insurance is not an insurance underwriting company. All policy sales and broker transactions are facilitated through our licensed partner, Prost Insurance Brokers Pvt. Ltd. (OneAssure), holding IRDAI Direct Broker License No. 756.
3. Intellectual Property Rights
Unless otherwise stated, Go Cover Insurance and/or its licensors own the intellectual property rights for all material on Go Cover Insurance. All intellectual property rights are reserved. You may view and print pages from the website for your own personal, non-commercial use, subject to restrictions set in these terms.
You must not:
- Republish material from Go Cover Insurance without proper written attribution
- Sell, rent, or sub-license material from the website
- Reproduce, duplicate, or copy material for commercial purposes
- Redistribute content from Go Cover Insurance without prior consent
4. User Responsibilities & Inquiries
When booking a consultation or requesting insurance quotes, you agree to provide truthful, accurate, and complete information regarding your age, medical history, pre-existing conditions, and lifestyle habits. Misrepresentation or non-disclosure during proposal submission to insurance companies may lead to claim rejection or policy cancellation by the underwriting insurer.
5. Third-Party Links & Advertisements
Our website may contain links to third-party websites or services (including partner broker portals and Google AdSense advertisements) that are not owned or controlled by Go Cover Insurance. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.
6. Limitation of Liability
In no event shall Go Cover Insurance, its founders, advisors, or affiliates be liable for any indirect, consequential, incidental, special, or punitive damages arising out of your access to or use of the website or any decisions made based on website content. Users are advised to review the official policy prospectus, terms, and conditions before entering into any insurance contract.
7. Modifications to Terms
We reserve the right to revise these Terms and Conditions at any time. Any changes will be posted on this page with an updated modification date.
8. Governing Law & Jurisdiction
These terms shall be governed by and interpreted in accordance with the laws of India, and any disputes shall be subject to the exclusive jurisdiction of the courts located in Bengaluru, Karnataka, India.